Welcome to Burgau Insurance Agency

Specializing in 

Medicare Health & Prescription Plans

Individual & Family Plans

Toll Free 877-724-2365

2019 Minnesota Medicare Cost Plan Changes

As you might have heard, some people with Medicare Cost plans in Minnesota will need to choose a new Medicare plan for 2019. Burgau Insurance is here to help you through this transition.

Medicare Cost Plans are hybrid Medicare plans that share features from Medicare Advantage and Medigap supplemental insurance plans. They’re offered by private insurance companies to consumers in 15 states and the District of Columbia. About 535,000 Cost Plan enrollees, with more than 400,000 living in Minnesota, will be affected when the plans go away in designated counties at the end of 2018. 


Will my Medicare Cost plan go away next year?

Based on a federal law starting Jan. 1, 2019, some Medicare Cost plans will not continue. The Centers for Medicare & Medicaid Services (CMS) set these new rules:

  • CMS will not renew Medicare Cost plans in counties where there are two or more Medicare Advantage plans with a certain number of members.
  • This change will happen in 66 Minnesota counties.
  • Cost plans will stay in 21 Minnesota counties if Medicare renews the plan contract.
  • Cost plans will continue in the surrounding states of Wisconsin, North Dakota and South Dakota.

People living in the counties in blue will not be able to keep their Medicare Cost Plan in 2019.

People living in the counties in blue will not be able to keep their Medicare Cost Plan in 2019.


LeAnn Burgau, Burgau Insurance, Insurance Agent

LeAnn Burgau, Owner

Burgau Insurance Agency is an Independent Health Insurance Agency built on the philosophy that IT’S ABOUT CUSTOMER SERVICE. Health Insurance premiums are the same to the client whether you go through an agency or direct through the company. We provide the exceptional customer service that our clients deserve — and there are never any charges for our services. We are committed to working with our clients to establish solid relationships founded on integrity, confidence and trust.

As an Independent Insurance Agency we have Business Professionals you can trust:

  • We work with numerous companies; therefore, we work for YOU. We analyze your special needs and circumstances and provide you with the very best possible products for your needs.
  • We keep ourselves abreast of what’s new in the industry because we work with so many different companies. We keep up-to-date on changes making sure your coverage continues to be the best coverage for your individual situation.
  • We continually educate ourselves to remain competitive in the industry. Therefore, you can count on us for insurance advice and counsel.

    We are an independent insurance agency for a good reason:
    So we can better serve the needs of individuals like you.
    Let us serve all of your insurance needs. 



About Us

Health Insurance, Medicare, Independent Agent

Why Choose Burgau Insurance?

The Burgau Insurance Agency specializes in Medicare health plans, prescription drug plans, and Individual/Family Health Insurance.

Our goal is to help you understand your options, answer your questions, and help you make a choice that best suits your individual needs. We will work with you to provide a quality experience that begins with selecting your plan, and continues as your needs may change.



  • Comprehensive plan choices to fit your individual needs.
  • Home or office appointments available.
  • Expert, experienced agents.
  • Never any fees - services are always free.
  • Commitment to service after you enroll.
  • Professional Customer Service staff.
  • Annual review of coverage.


 We understand that choosing the right health care coverage for yourself or your family can be a complicated and overwhelming process. Let us answer your questions! 

When should you apply? Do you qualify for Advance Premium Tax Credits? How do those work? What is the penalty if I don't have insurance? What if you don’t buy enough insurance? These and countless other questions we can help you find the answers to.